FSBO

/FSBO

Calculating Your Monthly Mortgage Payments

Calculating Your Monthly Mortgage Payments One of the most important factors to consider when buying a new home is affordability. As a general rule, mortgage payments should not exceed 25-30 percent of your monthly take-home pay. The best way to know what you can afford is to determine the possible payment range by comparing the [...]

Calculating Your Monthly Mortgage Payments 2016-08-11T19:14:06+00:00

Is it Time to Downsize your Home?

A recent study by Edelman Berland revealed that of homeowners who are contemplating selling their house in the near future 33% plan to scale down. Let’s look at a few reasons why that would make sense to many Americans. In a recent blog post, Dave Ramsey, the financial guru, discussed the advantages of selling your [...]

Is it Time to Downsize your Home? 2016-12-18T01:33:12+00:00

3 Graphs That Scream List Your House Today!

In school we all learned the Theory of Supply and Demand. When the demand for an item is greater than the supply of that item, the price will surely rise. SUPPLY The National Association of Realtors (NAR) recently reported that the inventory of homes for sale stands at a 4.8-month supply. This is significantly lower [...]

3 Graphs That Scream List Your House Today! 2016-12-18T01:33:12+00:00

How Much House You Can Afford

How Much House You Can Afford There are a number of factors that can contribute to the affordability of a house and, as a potential homebuyer, it's important that you know what type of mortgage payments are within your budget. Debt-To-Income Ratio As a homebuyer, your first consideration will be the amount of your monthly [...]

How Much House You Can Afford 2016-08-12T02:15:43+00:00

Recognizing Predatory Mortgage Lenders

Recognizing Predatory Mortgage Lenders A predator is defined as one that preys on others, which is why some lenders have fittingly earned the title as predatory mortgage lenders. Excessively high interest rates, questionable and/or hidden fees and high pressure tactics used to direct borrowers to a larger loan than they may be able to afford [...]

Recognizing Predatory Mortgage Lenders 2016-12-18T01:33:12+00:00

Shopping For The Best Home Loan

Shopping For The Best Home Loan Finding the perfect home is a task, but shopping for the best home loan can be even more tedious. With so many lenders promising low rates, closing costs and little or no down payment requirements, it's often difficult to know which way to turn. Luckily, there are several steps [...]

Shopping For The Best Home Loan 2016-08-12T02:17:08+00:00

Step – By – Step Guide In Obtaining A Home Loan

Step-By-Step Guide In Obtaining A Home Loan Now that you've decided to purchase a new home, it's important to know what to expect throughout the loan process. With the right knowledge, the road to home ownership is just ahead. Choose A Home Some lenders may offer a pre-approval, but others require that you have a [...]

Step – By – Step Guide In Obtaining A Home Loan 2016-12-18T01:33:12+00:00

#1 Reason to List Your House Today

If you are debating listing your house for sale this year or even early next year, here is the #1 reason not to wait! Buyer Demand Continues to Outpace the Supply of Homes For Sale According to the National Association of REALTORS’ (NAR) Foot Traffic report, there are more buyers out in the market right [...]

#1 Reason to List Your House Today 2016-12-18T01:33:12+00:00